We’re redefining payments, together.
Kardal is inspired by the Khmer word "Kandal," meaning "center" — inspiring us to position ourself as a hub within Cambodia’s financial ecosystem — connecting banks, institutions, and users through shared infrastructure. Our goal is to expand this hub in collaboration with partner banks to deliver broader reach and lower costs for everyone involved.
Kardal’s
Vision
Mission
Empowering local financial institutions with scalable, modern, and mutualized infrastructure that lowers the cost of participation, reduces reliance on monopolistic systems, and improves access to efficient, multi-currency transaction services.
Facilitating seamless cross-border payment and settlement integration through Cambodia’s Special Payment Economic Zone (SPEZ), where international businesses can benefit getting access to USD Merchant IDs (MIDs) that greatly reduces costly foreign exchange conversions, lower regional transaction fees, and enable direct, efficient entry into Southeast Asian markets.
To transform Cambodia into a regional financial powerhouse by bridging domestic empowerment with global connectivity through shared, modern infrastructure.
Contact us
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